Multiple garnishments and their processing order

On occasion, an employee could have multiple garnishments in effect at the same time. By default, garnishments will be processed in the following order:

1. Support
2. Federal
3. Provincial

However, CRA (Federal) garnishments legally have priority over all other garnishment orders. When an employee has both a Federal and Support garnishment order, contact both issuers to advise them multiple garnishees have been issued. If the Federal government advises:

• the Support garnishment can be processed first, set up the garnishments as required.
• the Federal garnishment must be collected first, set up the garnishments as follows:
  1. Set up the Federal garnishment to override minimum subsistence to ensure that the Federal garnishment will deduct.
  2. Manually calculate the amounts to be deducted for the Federal and Support garnishments, taking into consideration the maximum allowable amount for each garnishment type.
     1. Open the Deductions & Contributions page. From the Payroll menu, select Regular Payment > Deductions & Contributions.
        Powerpay displays the active garnishments that apply to the employee. Each garnishment displays as a link.
        If the employee has no active garnishments, the Garnishment Deductions section does not appear.
        
     2. Enter the override amounts for the applicable garnishment in the This Pay Only field.
  3. Repeat step 2 every pay until the Federal garnishment is paid in full.

     Tip: If an employee has the same amount of earnings each pay, you may set up the garnishment as a permanent dollar amount instead. Overriding the Federal minimum subsistence amount is still required.

If you receive multiple Provincial garnishments for the same employee, but from different issuers, contact the new issuer to advise them another Provincial garnishment is active to determine next steps.